Top 5 Passive Fire Risks Found in Commercial Fit-Outs (And How to Prevent Them)

May 16, 2025

Commercial fit-outs are where creativity meets functionality—but without the right safeguards, they can also become fire’s perfect playground. While alarms and sprinklers grab the headlines, it’s the hidden barriers—fire-rated walls, doors and seals—that quietly hold flames at bay. Overlooking these passive fire protection not only puts lives at risk but can land you on the wrong side of the National Construction Code (NCC).

In this article, we’ll uncover the top five passive fire hazards lurking in Australian commercial fit-outs—from unsealed service penetrations to misaligned fire doors—and show you exactly how to plug the gaps. Armed with these practical tips, you’ll boost occupant safety, protect your assets, and sleep easy knowing your space meets all the right standards.

Risk #1 – Unsealed or Poorly Sealed Wall and Ceiling Penetrations

Every service penetration—electrical conduits, plumbing pipes or HVAC ducts—can become a fire gateway if it isn’t sealed with the right firestop materials, undermining your fire-rated barriers in minutes. Next, let’s examine how open cable trays and overloaded service pathways can turn your fit-out into a rapid fire corridor.

Why Penetration Sealing Is Critical

Compartmentation Integrity

Fire-rated walls and ceilings divide a building into compartments that slow fire spread. An unsealed penetration is like leaving the door ajar, instantly eroding your compartment’s rating.

Smoke Control

Even if flames are slowed, toxic smoke can still snake through gaps, posing a severe inhalation risk well before flames arrive.

Regulatory Compliance

Under the National Construction Code (NCC), all service penetrations must achieve the same fire-resistance level (FRL) as the surrounding element. Non-compliance can lead to hefty fines—and, more importantly, compromised safety.

Common Culprits in Australian Fit-Outs

Electrical Conduit Clusters

Multiple small conduits grouped together without proper fire collars or foam filler.

Plumbing Pipes

Water, gas and waste pipes often pass through the same opening, yet each needs a specific firestop solution.

Data and Communications

Low-density foam or generic silicone might be used to “tidy up” around data cables, but these materials won’t resist fire or smoke.

HVAC Duct Transitions

Flexible duct connections without approved fire-rated collars can defeat the ceiling’s fire rating.

How to Properly Seal Penetrations

Every service penetration must be sealed to restore your fire-rated barrier. Follow these steps to get it right:

Select the Right Fire-stop Sealant

Choose a third-party certified product (e.g. ABPC-listed) matched to the service type:

  • Intumescent sealant for combustible pipes
  • Fire-resistant mortar or putty for masonry walls

Prepare the Opening

  • Clean thoroughly: remove dust, debris or old sealant residues
  • Measure accurately: confirm opening size and required FRL (e.g., 60/60/60 under AS 1530.4)

Install Backer Rods (if required)

  • Use foam backer rods of appropriate density in larger gaps
  • Position rods so the sealant can form the correct depth and adhesion

Apply Sealant in Layers

  • Layer 1: fill deepest voids; allow to cure per manufacturer’s instructions
  • Layer 2+: build up in 3–5 mm passes until flush with the substrate

Label & Inspect

  • Affix a compliant fire-stop label showing product, date and FRL rating
  • Schedule follow-up inspections at least annually or after any further works

Risk #2 – Open Cable Trays and Overloaded Service Pathways

Cable trays and service shafts are the arteries of modern commercial fit-outs—carrying power, data and control cables to every corner of your workspace. But when left open or congested beyond capacity, they can become super-highways for fire and smoke, rapidly spreading flames from one zone to the next. Now that we’ve covered service routes, consider how non-compliant ceiling tiles and grid modifications can silently compromise your compartmentation.

How Open Trays Fuel Fire Spread

Unrestricted Airflow

Open trays act like chimneys, drawing hot gases and flames upward or laterally without the barrier of a fire-rated enclosure.

Combustible Load

PVC-jacketed cables, loose packing materials and debris on trays add fuel. In a fire scenario, each metre of cable can release significant heat.

Rapid Flame Propagation

Once ignited, a cluster of cables can transmit fire at speeds exceeding 1 m/s, jeopardising adjacent floors or rooms in moments.

The Australian Regulatory Landscape

AS/NZS 3000 (Wiring Rules)

Mandates segregation of power and data cables and limits on bundling and tray loading to help contain faults and fires.

National Construction Code (NCC)Requires that penetrations and enclosures maintain fire resistance levels; open trays must not compromise compartment walls or ceilings.

State Building Regulations

In Queensland, for example, the Queensland Building Fire Safety Regulation 2017 specifies additional inspection requirements for service shafts in high-rise commercial buildings, while in Victoria the Building Regulations 2018 mandate annual fire-safety audits for specified non-residential uses.

Electricity (Safety) Regulations

In several states, additional licencing and inspection regimes apply to high-risk installations, including congested service paths.

Preventing Overload and Containment Breaches

Right-Sizing Your Cable Trays

  • Calculate tray fill–never exceed 40% of cross-sectional capacity for mixed cable types.
  • Use tray dividers for power, data and control circuits to prevent overheating and electromagnetic interference.

Installing Fire-Rated Enclosures

  • Where trays pass through fire compartments, use intumescent fire collars or purpose-made fire-rated tray enclosures tested to AS 4072.1.
  • Seal the tray ends at each floor slab or wall with firestop wraps to maintain a minimum FRL (e.g., 90/90/90).

Regular Maintenance and Housekeeping

  • Schedule quarterly inspections to remove dust, cable off-cuts or foreign objects that can ignite.
  • Verify that no unauthorised cables are piggy-backed onto existing trays—a common site shortcut that multiplies fire load.

Design for Future Expansion

  • Anticipate growth–overspecify tray width or install spare trays to avoid emergency installations that risk overloading.
  • Document tray routes and capacities in your O&M manual so future tradespeople respect the design limits.

Risk #3 – Non-Compliant Ceiling Tiles and Grid Modifications

A suspended ceiling isn’t just a cosmetic cover-up for ductwork and wiring—it’s a critical part of your building’s fire compartmentation. When ceiling tiles or grids aren’t fire-rated, or when they’re cut, altered or re-arranged without proper approvals, you can inadvertently turn a passive barrier into an express lane for flames and smoke. With ceilings accounted for, the next weak link is selecting materials for wall and floor upgrades—because not all finishes carry a fire-resistance stamp.

Why Ceiling Compliance Matters

Maintaining Fire Ratings

Ceiling tiles and their supporting grid must match the fire-resistance level (FRL) of the surrounding structure. Gaps, incompatible materials or untested products can reduce a 60-minute ceiling to a 15-minute barrier.

Smoke Sealing

Even small voids around tiles or at cut-outs for fixtures allow smoke to travel between floors, undermining safe evacuation and hampering firefighter visibility.

Structural Integrity

Overloading the grid with heavy luminaires or unsanctioned services can distort frames, creating gaps at intersections where fire can pass through.

Australian Standards and Regulatory Requirements

AS/NZS 1530.1 & AS/NZS 3837

These standards outline test methods and classifications for the combustibility and fire performance of ceiling materials. Only use tiles and accessories classified to meet or exceed your required FRL.

National Construction Code (NCC)

Requires that all ceiling assemblies in commercial buildings demonstrate compliance with tested systems. Any modifications—such as cutting for downlights or speakers—must be covered by the manufacturer’s fire-stop details.

Manufacturer’s Installation Instructions

Tiles and grid components come with specific spacing, suspension heights and accessory lists. Ignoring these details often voids warranties and compliance certificates.

Preventing Non-Compliance in Ceiling Systems

Choosing the Right Ceiling Tiles

  • Select tiles tested for fire-resistance under AS/NZS 1530.1, with a clear classification label (e.g., Group 1 or Group 2 spread of flame).
  • Prefer tiles with factory-applied smoke seals or tongue-and-groove edges to minimise gaps.

Approved Grid and Accessory Use

  • Only install grid sections and carrier clips supplied by the tile manufacturer—mixing brands can break tested performance.
  • Use fire-rated hanger wires and clips at the spacing specified in the system’s test report (often 1200 mm × 1200 mm modules).

Managing Penetrations and Cut-outs

  • For downlights, HVAC diffusers or speakers, always follow the manufacturer’s fire-stop collars or fire-rated collars kit.
  • Maintain minimum clearances around cut-outs as per AS 3000 wiring rules and NCC provisions.

Regular Inspections and Documentation

  • Engage a qualified fire-safety inspector at least annually—or after any retrofit work—to verify tile integrity and grid alignment.
  • Keep as-installed shop drawings and test certificates on site; these are often requested by council or insurance auditors.

Risk #4 – Incompatible Materials Used in Wall or Floor Upgrades

Upgrading walls or floors during a commercial fit-out often involves selecting finishes that look great and perform well under everyday use. But if those materials aren’t tested or rated for fire performance, they can seriously undermine your passive protection strategy—turning what should be a robust barrier into a vulnerable weak point. Finally, we’ll explore why poor coordination between trades often unravels even the best-laid passive fire-protection plans.

Common Incompatible Materials in Fit-Out Upgrades

Decorative Laminates & Veneers

Many decorative laminates, timber veneers or melamine-faced panels lack any meaningful fire rating and can fuel flame spread.

Non-Fire-Rated Plasterboard

Standard plasterboard (typically 10 mm or 13 mm thick) offers little fire resistance compared to fire-rated variants (e.g., 13 mm Type A or 16 mm fireboard).

Underlay & Vinyl Flooring

Cheap vinyl rolls or foam underlays can melt or ignite, compromising fire-resistance of the slab below.

Adhesives & Sealants

Generic glues and silicones not tested to AS 4072.1 can lose integrity in high heat, opening gaps for smoke and fire.

Why Material Compatibility Matters

Loss of Fire-Resistance Level (FRL)

The National Construction Code requires walls and floors to achieve a defined FRL (e.g., 60/60/60). Substituting untested materials can drop that rating dramatically.

Smoke Development & Toxicity

Incompatible finishes often release large volumes of smoke or toxic gases when heated—more life-threatening than flames alone.

Insurance & Compliance Risks

Using non-compliant materials can void insurance policies and attract penalties under the NCC and local fire safety regulations.

Selecting the Right Materials for Fire Safety

Specify Verified Fire Ratings

  • Choose wall and floor products with documented test reports to AS 1530.1 (combustibility) and AS 3837 (spread-of-flame).
  • For plasterboard, insist on “fire-grade” types with clearly stated FRLs.

Match Products to Compartmentation Needs

  • In a 60-minute fire compartment, use materials tested to at least that level. Don’t assume visual similarity equals performance.
  • Check manufacturer’s data for wall linings, floor assemblies and any applicable protective finishes (e.g., intumescent paints).

Use Compatible Flooring Systems

  • Select resilient flooring or carpet tiles that meet ISO 9239-1 (critical radiant flux) and AS ISO 9239.1 for slip and fire performance.
  • Ensure underlays and adhesives are listed in the floor manufacturer’s fire safety guide.

Verify Adhesives & Sealants

  • Only apply fire-stop mastics and sealants tested as part of a system under AS 4072.1.
  • Keep shelf-life and cure-time records; expired or improperly stored sealants can fail under fire conditions.

Best Practices for Material Upgrades

Consult Early with Fire Engineers

Involve a fire-safety consultant at the design stage to vet all upgrade materials against compartmentation requirements.

Maintain Detailed Records

Archive test certificates, material data sheets and installation manuals onsite—essential for council inspections or insurance audits.

Train Trades on Compliance

Ensure your carpenters, tilers and flooring installers understand which products are fire-rated and the consequences of substitutions.

Conduct Post-Installation Inspections

After any upgrades, have a qualified fire-safety inspector verify that no non-compliant materials have slipped into the build.

By insisting on tested, fire-rated products and rigorous installation practices, you’ll keep your wall and floor upgrades from becoming hidden fire hazards—protecting occupants, preserving your compartmentation strategy, and staying fully aligned with Australia’s NCC requirements.

Risk #5 – Poor Coordination Between Trades During the Fit-Out

In a busy commercial fit-out, dozens of specialists—from electricians and plumbers to ceiling installers and fire-stop contractors—work side by side. Without clear communication and a shared plan, even the best passive fire protections can fall apart: a later-installed pipe might slice through a fire-rated wall, or ceiling penetrations get reopened by another trade, leaving gaps that fuel flame spread. Before we wrap up, let’s clarify who holds the compliance and liability reins when passive fire protection is on the line.

How Misalignment Undermines Fire Safety

Reopened Firestops

A perfectly installed fire collar can be undone if a plumber or data cabler cuts through it later—often without anyone noticing.

Conflicting Schedules

When one trade rushes ahead of another, penetrations get created before fire-stoppers or sealants are on site, leading to improvised, non-compliant fixes.

Untracked Modifications

“Just a quick change” can mean a new hole in a compartment wall or ceiling, with no updated drawings or approvals to ensure it’s properly sealed.

Australian Standards and Guidance

NCC & AS 4072.1

Require that all passive fire-stop systems be installed and maintained to tested assemblies—so any field modification must follow the original test detail.

AS ISO 19650 (Information Management)

Encourages the use of coordinated digital models (BIM) to track every penetration and component, reducing on-site guesswork.

Electricity (Safety) Regulations & State Codes

Often mandate multi-trade sign-offs on safety-critical work, including fire-stopping around electrical and mechanical services.

Best Practices for Seamless Trade Coordination

Early Design & Kick-Off Workshops

  • Bring all trades together—architects, MEP engineers, fire-stop specialists—before demolition or service-rough-in.
  • Agree on fire-compartment boundaries, penetration locations and approved materials.

Detailed Fire-Stop Schedules

  • Compile a register of every service penetration: location, size, fire-rating required, sealant type, responsible trade.
  • Distribute and update the schedule weekly, so everyone knows what’s coming up and who’s accountable.

Digital Coordination Tools

  • Use a common BIM model or cloud-based platform (e.g., Revit with shared parameters, Procore, Asana) to log penetrations and annotate changes in real time.
  • Attach photos, manufacturer data sheets and “as-built” sign-off documents directly to each penetration entry.

Regular Joint Site Inspections

  • Schedule fortnightly walkthroughs with key trades and the fire-safety consultant to catch unsealed openings before they’re concealed.
  • Issue punch-lists immediately, with clear deadlines for remedial sealing or fire-stop installation.

Clear Communication Channels

  • Establish a dedicated project WhatsApp or Teams channel for quick queries—label messages by area or trade (e.g., “Level 2 – Firestop Query”).
  • Hold brief daily toolbox talks specifically highlighting upcoming fire-stop tasks and any recent changes.

Training, Accountability & Culture

Trade-Specific Fire-Stop Training

Ensure each subcontractor understands the importance of passive fire safety and the correct installation of sealants, collars and wraps.

Sign-Off Protocols

Require each completed penetration to be signed off by both the installing trade and the fire-stop supervisor before concealment.

Continuous Improvement

At project closeout, review any fire-stop failures or near-misses—capture lessons learned and update your standard operating procedures for next time.

Compliance and Liability: Who’s Responsible for What?

Understanding who’s on the hook for passive fire protection ensures your fit-out stays safe and compliant. In Australia, responsibilities flow from the building owner through to tradespeople, all under the National Construction Code (NCC) and WHS laws.

Building Owner/Client

  • Set the Standard: Include FRL requirements in design briefs and budgets.
  • Ongoing Duty: Keep annual inspection records and maintain fire-stop documentation for audits and insurance.

Principal Contractor/Project Manager

  • Coordination: Manage a central fire-stop schedule and trade sequencing to prevent reopened penetrations.
  • Handover: Secure a qualified certifier’s sign-off on all passive systems before concealment.

Trades & Subcontractors

  • Install to Tested Details: Use only manufacturer-approved, third-party certified sealants, collars and wraps per AS 4072.1.
  • Report Changes: Immediately flag any unplanned penetrations and update the compliance register.

Regulatory & Insurance Framework

  • NCC Compliance: All fire-rated elements must meet their declared FRL; non-compliance can trigger fines or rectification orders.
  • WHS & Insurance: The principal contractor (PCBU) must manage risks; unapproved materials may void cover and attract penalties.

Best Practices for Shared Accountability

  • Early Risk Workshops: Align owner, contractor, consultant and trades on fire-stop tasks and liabilities.
  • Clear Contracts & Tracking: Embed NCC references and inspection milestones in subcontracts and log each fire-stop activity in a shared digital register.

How to Prevent Passive Fire Risks in Your Next Fit-Out

Proactively embedding passive fire protection into your fit-out from day one not only keeps occupants safe but also streamlines compliance with the NCC and state regulations. Here’s a step-by-step guide to get it right in an Australian context.

Fire-Safe Design & Planning

Engage Accredited Fire-Safety Consultants Early

  • Commission a fire engineer or FPAS-accredited consultant during schematic design to map compartmentation, service routes and exit strategies.
  • Integrate their tested assembly details (e.g., AS 4072.1 fire-stop systems) directly into your architectural and MEP drawings.

Define Clear Compartment Boundaries

  • Use consistent zone naming (e.g., “Zone A – Level 2 South Wing”) and colour-coded plans so every trade knows where 60-, 90- or 120-minute barriers apply.
  • Include wall, ceiling and floor FRLs on all issued for construction (IFC) documents.

Specify and Source Approved Materials

Standardise on Third-Party Certified Products

Only list sealants, collars, wraps and boards certified by an NATA-accredited lab and compliant with AS 1530 and AS 3837 for combustibility and spread-of-flame.

Lock Down Product Substitutions

Require written approvals for any material changes, referencing the original test report and ensuring equivalent or higher FRL.

Pre-Order Firestop Kits and Accessories

Avoid onsite delays by securing complete fire-stop kits (including backer rods, brushes and labels) before rough-in begins.

Robust Trade Coordination

Maintain a Centralised Fire-Stop Register

Track every penetration with its location, service type, required FRL and responsible subcontractor. Update it in real time.

Hold Weekly “Fire-Stop” Toolbox Talks

Brief all trades on upcoming penetrations, sealant cure-times and any special installation techniques (e.g., tongue-and-groove ceiling tiles).

Schedule Joint Site Walk-Throughs

Bring together the project manager, fire-stop applicator and key trades every two weeks to inspect concealed works before cover-up.

Quality Control & Inspection

Appoint a Dedicated Fire-Stop Supervisor

This person signs off each sealed penetration, ensuring compliance with manufacturer details.

Use Checklists and Photo Records

For every penetration, record “before and after” images and checklist items: opening size, sealant type, layer thickness and label placement.

Engage an Independent Certifier Pre-Handover

A third-party certifier should verify all passive elements—walls, floors, ceilings—before plastering or ceiling installs conceal them.

Ongoing Maintenance & Training

Annual Passive Fire Safety Audits

Incorporate fire-stop inspections into your building’s preventive maintenance schedule, checking for damage, wear or unauthorised alterations.

Regular Refresher Training

Provide yearly or post-project toolbox sessions on passive fire-protection best practices, new NCC amendments and updated product ranges.

By embedding these measures—starting with design, through material selection and tight coordination—you’ll seal out fire risks at every stage, ensure seamless NCC compliance and protect both lives and assets in your next Australian commercial fit-out.

Passive fire protection shouldn’t be the last item on your punch-list—it’s the difference between a fit-out that survives and one that becomes a hazard. By embedding fire-rated design from the start, choosing third-party certified products, and rigorously coordinating trades and inspections, you’ll seal every weak point before it ever sees a flame.

Ready to make your next commercial fit-out truly fire-safe? Reach out today to book a tailored passive fire-safety review with our accredited consultants. Protect your people, your property and your peace of mind.